The Car Hub

You’ve spent a lot on presents, you may have dined out on Xmas Day, you remember using your credit card too many times recently, thoughts are now in your head about saving money and cutting down on expenditure.
When it comes to car insurance there are several ways to reduce your annual costs. The first major item to remember is that when filling in your insurance request form, the questions asked are there for a reason and every reply you give is an assessment of your risk to the insurance company.

It’s getting so damn hard to maintain an optimistic outlook on life these days. The insurance industry which we have always looked to to safeguard our chattels is now turning the screw.
As a driver the idea has always been that if you drive safely and make no claims you will be rewarded by your car insurer with an increase in your annual no claims bonus which would then see your insurance premium for the next year reduced, nice and clear isn’t it?. Not any more.